Doctor does not recommend statins even though my levels seems high

My cholesterol has been between 200-220 for the last three years. My doctor sent me to get a heart scan two years ago and my calcium numbers were zero. I also don’t have a family history of heart disease. So with that, she said that I didn’t need to be on statins.

Just got my bloodwork done this week and here are my numbers:

Cholesterol: 220 Triglycerides: 89 HDL: 43 LDL: 160 CHL/HDL Ratio: 5 Female 5’5” and 146 lbs

My wife, who is a nurse, says I need to be on statins and should see another doctor. Especially if my doctor reviews the latest results and says I’m good. Just wondering what others think.

Adding that I’m 55 and I walk every day.