Datapoint: USBAR approval late

A bit late to share as card is not available anymore but just wanted to share my experience. Heard the card was going to be discontinued after lurking on this subreddit about this card. Always wanted to get it but wanted to wait a little bit longer to increase my credit score. Couldn’t wait so I just YOLO and applied on 11/7. Called 11/8 and was told that I was denied due to low credit history and nothing else. Honestly was disappointed and just moved on. Then once I received my letter on 11/20, it stated that my credit history was low and also over utilization of credit which wasn’t true. I debated whether to call back until I saw some other posts here calling again for reconsideration for manual review. So I called on 11/25 and was transferred a few times until I was told that I would be put into manual review (wait 3-5 days). On 12/2, I received and approval offer from US Bank.

CL: unknown

Pulled Transunion Fico 10: 740

0/6,1/12,1/24

AAoA: 1 year 9 months (according to Experian)

Total cards: BoA CC (2 years 7 months), Apple Card (2 years exact), Capitol One SavorOne (11 months)