Where could I cut? Please review and advise !
33M, single, trying to make it in NyC.
- Monthly take home salary after taxes: $8k per month.
Expenses per month
*Rent (studio, stay by myself): $2.8k
*Laundry: $50
*WiFi/Phone: $70
*Electricity: $70
*Groceries: $500
*Gym membership: $200
*Personal training(2x a week): $1k
*Supplements: $200
*MTA transit: $150
*Chiropractic adjustment(1x a week, $65 co-pay per session): $250
*Massages: $300
*Miscellaneous: $250
Total expense per month: $6k
Hardly I'm able to save 2k per month.
Wanted to save more, please recommend where I can cut it !
And I have not opted for 401k due to my current expenses above. Just the health insurance from my employer.