What's your take on the new TnG Invest?

TnG released more funds for the Tng GOInvest, in the new invest tab there's a lot more new funds. With a higher risk for you to choose from.

I've look at one of high risk fund. The Principal Global Titans Fund, based on pass performance the 3yrs annualized return is 12.35%. Is it normal that they put 3yrs return instead of 1yr? Is it that the 1yr return is just really bad due to the lockdown of the pass few years? And I don't think the return have the fees accounted for. There is up to 5.50% of the NAV per unit, seem to be able to get a lower fees per unit when purchasing through TnG but I can't find any further information. Management fee up to 1.80% per annum of the NAV of the Class and trustee fee up to 0.07% per annum.

What's your guys take on this? How's the fees compared to others?