you deserve to be harassed for not paying off your debts!
the double standards are insane and i will not stand for it, kapag hinaharass ka na at pinapahiya ng inutangan mo, ikaw na ang victim habang yung nag-pautang na first and foremost nawalan ng pera, hindi victim? bakit yung nagpautang pa ang suddenly may kasalanan "you have no business lending money you can't afford to lose" nasan ang accountability?
if you owe someone money and you're deliberately avoiding paying, you deserve all that harassment! you at the very least, have an obligation to explain to your creditor, meaning remain in contact and workout a payment plan and fulfill your promises. ikaw ang may lapse, hindi yung nagpautang! be responsible.
these days villainized pa yung nag pautang "dapat di ka nalang nag pautang" "charge to experience" stupid idiots. walang difference yun sa "wag ka lumabas para di ka marape!" hell no. ikaw na nga nag pahiram, ikaw pa mamasamain pag kailangan mo na.