IDR vs Standard
Looking to the community for some clarification as tax season nears. I am currently under SAVE awaiting the final outcome. My other option is the standard repayment plan but my loans are consoludated which means a 30 year repay period. My wife and i filed seperately to reduce my prior repayment amount.
Here is my question: if we file together my income will double, the IDR plans cap at your standard payment amount BUT can my payment ever be more than my 30 year consoludated loan standard repayment? I see all info on this is about the 10 year plan and cannot seem to find info for consoludated loans.