is UNCW worth it?

I am a current freshman at a different school looking to transfer. However, I just recently decided this so I haven't applied yet. It's past the Priority deadline for UNCW, which means I wouldn't be able to get any merit aid and my family doesn't qualify for need-based aid.

I am an out of state student and I desperately need to leave my current school, but I don't know that I could justify paying nearly 50k a year when my current school (OOS Private) only costs 20k.

Is it worth even applying? Should I just go somewhere else for next year and apply to enter as a junior transfer? Or is the experience at UNCW worth the full cost?