25 and lost everything

I’m 25 and sitting in a psychiatric ward, completely stuck. Just a few months ago, my life looked completely different—I had an apartment, some stability, and at least an idea of where I was headed. Now, I have nothing. No home, no family, no income, and over 10,000 in debt. I don’t even know where to start fixing this.

It all started last year when I went through what I now think was a manic episode. I made impulsive, destructive decisions—I quit my cooperative apartment, got laid off, ignored my responsibilities, burned bridges, and completely lost control of my finances. My debt piled up, I stopped paying bills, and I lost track of everything. I haven’t had a fixed address since January, I barely have access to my mail, and I don’t even know the full extent of what I owe. Now, I’m trapped in a system that feels impossible to navigate.

I had to check myself into the psych ward because I just couldn’t keep going anymore. But even here, nothing is moving forward. I feel paralyzed. I know I need medication to stabilize me, but I can’t even bring myself to talk most of the time. And outside of here? I have nowhere to go. I know I’ll be forced into a shared living situation through social services and I just can’t mentally handle living with strangers.

Every day, I wake up with this crushing feeling that I’ve completely ruined my life. I can’t see a future where I get out of this mess. Even if I recover mentally, I’ll be stuck living on the absolute minimum for years, and that thought alone makes me want to give up. I don’t know why I’m even posting this, but if anyone has ever been in a similar situation—homeless, in debt, mentally broken—how did you even begin to rebuild? Because right now, I don’t see a way out.