I want my husband to sell his business

My husband(37 M) has a trucking company and its breaking him down slowly every single day. We cant pay our bills, our credit cards are maxed out, all our savings are gone, we have no retirement. We are going on year 5. I have done my best accounting and money management for him that I can but I cannot solve the issue of not enough revenue. (Nor can i be his manager) Our busy season doesn’t make enough money to cover our slow season. Our debt to income ratio is too high. Expenses are out of control.

We now have a nine month old daughter and I can not go on like this anymore. Its time to close shop. I am brought to my knees thinking about him giving up his dream but he is a shell of a human. The life is drained from him. Im worried about his mental health. His friends & parents call me because they are also so worried about him.

There is a union job waiting for him he would roughly make $200k a year doing this. This is clearly a no brainer for me because I am not emotionally attached to the trucking business. Its clearly not working.

Am I the asshole for asking him sell his trucks? He says that he deserves to live his dream and still continue to do this everyday. I am so torn. This will bring us to bankruptcy.

Any words of encouragement for him or advice ?