My FIRE Journey: Mid-Year 2025 Check-In
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
My FIRE Journey: Year 9 Update
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Sharing my FIRE budget tracking spreadsheet that visually tracks progress - thought it might help others stay motivated

A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
How to evaluate investment decisions
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
My FIRE Journey: Mid-Year 2024 Check-In
Finance and general talk for Singapore-based HENRY (High Earner, Not Rich Yet) folks: roughly 85th-percentile income, but this is not a hard cutoff. Investment, career, family, FIRE/retirement, and social topics. HNW/Fat friends welcome as well.
My FIRE Journey: Mid-Year 2024 Check-In
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
My FIRE Journey: Year 8 Update
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
House Gamble Update: Ending Experiment for Now - Just Sold My House
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Mid 2023 FIRE Portfolio Update - Time in the Market Wins Again?
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
We built a (completely free) FIRE-focused portfolio tracker - seeking your feedback!
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
My House Gamble Update #1 - It's going great
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Debate: Invest in Main Career or Invest in Side-Hustle?
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
PSA: For those contributing to CPF SA and RA for tax deduction today, the maximum has been raised to S$8,000 from S$7,000 starting today
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Those making more than S$10,000/month, what do you do and how many years of experience do you have?
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Financial Independence Flowchart - Singapore Edition (Call for Community Contribution)
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Updated 2021 simulation based on the famous 4% SWR Trinity Study
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Thoughts on ISAC vs SWRD
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Blowing past my year-end goal & hitting 50% FI - my mid-2021 portfolio update
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Gambling my house on the stock market - why I decided to do a Cash-Out refinance
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Buy rental property or invest in index funds?
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
How will the U.S. election affect stock market performance?
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Catching a falling knife - My May 2020 Portfolio Update
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
Should we top up CPF LIFE to Enhanced Retirement Sum (ERS) or invest instead to optimise retirement income?
A congregation of like minded people who shares how to reach closer to being financially secure, independent, how policies affect our ability to reach FI and different ways to manage our wealth for it. The focus of this chat is first on the process, tools and mindset to reach financial independence. It is less focus on the nuts and bolts on investing. To chat on Telegram: https://t.me/sgfinindependence If you cannot get in msg @kyith on Telegram
COVID-19 and a large windfall: Lump Sum or DCA?
COVID-19 and a large windfall: Lump Sum or DCA?
Retire with a fat stash.